> For the complete documentation index, see [llms.txt](https://documentation.soulver.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://documentation.soulver.app/zh/yu-fa-can-kao/money-and-finance/mortgages.md).

# 抵押贷款/贷款还款

### 本金 + 利息

```
daily repayment on $10,000 over 6 years at 6%   | $5.45
monthly repayment on $10,000 over 6 years at 6% | $165.73
annual repayment on $10,000 over 6 years at 6%  | $1,988.75
total repayment on $10,000 over 6 years at 6%   | $11,932.48
```

### 仅支付利息

<pre><code>daily interest on $10,000 over 6 years at 6%          | $0.88
<strong>monthly interest on $10,000 over 6 years at 6% | $26.84
</strong>annual interest on $10,000 over 6 years at 6% | $322.08
total interest on $10,000 over 6 years at 6%           | $1,932.48
</code></pre>

{% hint style="info" %}

* 对于[摊销贷款](https://www.thebalance.com/how-amortization-works-315522)，随着您偿还贷款本金，每月的利息会随时间减少。
* 通常使用[摊销表](https://www.investopedia.com/terms/a/amortization_schedule.asp) 来了解给定月份需要支付的详细信息。
* Soulver 中的月利函数表示贷款整个生命周期内平均支付的月利。
  {% endhint %}