> For the complete documentation index, see [llms.txt](https://documentation.soulver.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://documentation.soulver.app/ko/undefined/money-and-finance/mortgages.md).

# 모기지/대출 상환

### 원금 + 이자

```
daily repayment on $10,000 over 6 years at 6%   | $5.45
monthly repayment on $10,000 over 6 years at 6% | $165.73
annual repayment on $10,000 over 6 years at 6%  | $1,988.75
total repayment on $10,000 over 6 years at 6%   | $11,932.48
```

### 이자만 납부

<pre><code>daily interest on $10,000 over 6 years at 6%          | $0.88
<strong>monthly interest on $10,000 over 6 years at 6% | $26.84
</strong>annual interest on $10,000 over 6 years at 6% | $322.08
total interest on $10,000 over 6 years at 6%           | $1,932.48
</code></pre>

{% hint style="info" %}

* [상환 대출](https://www.thebalance.com/how-amortization-works-315522)의 경우, 대출 원금을 갚아나갈수록 월 이자가 감소합니다.
* 일반적으로 특정 월에 납부할 금액에 대한 자세한 내용은 [상환표](https://www.investopedia.com/terms/a/amortization_schedule.asp)를 사용합니다.
* Soulver의 월 이자 기능은 대출 기간 동안 납부하는 평균 월 이자를 나타냅니다.
  {% endhint %}