> For the complete documentation index, see [llms.txt](https://documentation.soulver.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://documentation.soulver.app/ja/rifarensu/money-and-finance/mortgages.md).

# 住宅ローン/ローンの返済

### 元本＋利息

```
daily repayment on $10,000 over 6 years at 6%   | $5.45
monthly repayment on $10,000 over 6 years at 6% | $165.73
annual repayment on $10,000 over 6 years at 6%  | $1,988.75
total repayment on $10,000 over 6 years at 6%   | $11,932.48
```

### 利息のみ

<pre><code>daily interest on $10,000 over 6 years at 6%          | $0.88
<strong>monthly interest on $10,000 over 6 years at 6% | $26.84
</strong>annual interest on $10,000 over 6 years at 6% | $322.08
total interest on $10,000 over 6 years at 6%           | $1,932.48
</code></pre>

{% hint style="info" %}

* [元利均等返済](https://www.thebalance.com/how-amortization-works-315522)の場合、ローンの元本を返済するにつれて、毎月の利息は減少します。
* 通常、特定の月に支払う金額の詳細は[償却表](https://www.investopedia.com/terms/a/amortization_schedule.asp)が使用されます。
* Soulverの月次利息関数は、ローン期間全体で支払われる平均月次利息を示します。
  {% endhint %}