# Hypotheken-/Darlehensrückzahlungen

### Kapital + Zinsen

```
daily repayment on $10,000 over 6 years at 6%   | $5.45
monthly repayment on $10,000 over 6 years at 6% | $165.73
annual repayment on $10,000 over 6 years at 6%  | $1,988.75
total repayment on $10,000 over 6 years at 6%   | $11,932.48
```

### Nur Zinsen

<pre><code>daily interest on $10,000 over 6 years at 6%          | $0.88
<strong>monthly interest on $10,000 over 6 years at 6% | $26.84
</strong>annual interest on $10,000 over 6 years at 6% | $322.08
total interest on $10,000 over 6 years at 6%           | $1,932.48
</code></pre>

{% hint style="info" %}

* Bei einem [amortisierten Darlehen](https://www.thebalance.com/how-amortization-works-315522) sinkt der monatliche Zins im Laufe der Zeit, während Sie das Kapital des Darlehens zurückzahlen.
* Normalerweise wird eine [Amortisationstabelle](https://www.investopedia.com/terms/a/amortization_schedule.asp) verwendet, um Details darüber zu erfahren, was Sie in einem bestimmten Monat zahlen werden.
* Die Funktion für den monatlichen Zins in Soulver gibt den durchschnittlichen monatlichen Zins über die gesamte Laufzeit des Darlehens an.
  {% endhint %}


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